Funding to fuel your business — pre-qualification won’t impact your credit*.

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Business owner planning with advisor

Fuel Your Growth with the Right Capital

Answer a few questions and compare multiple business funding options in minutes — with no impact to your credit during pre-qualification.

SC

Pre-qualification

3-minute Funding Check

*Soft pull during pre-qualification. A hard credit inquiry may occur if you proceed with a lender’s full application.

Trusted by growing businesses nationwide

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How it works

Simple, fast and transparent. See your options without obligation or impact to your credit during pre-qualification.

Owner using laptop

Answer a few questions

Tell us about your business and how much capital you need (takes ~3 minutes).

Compare offers dashboard

Compare matched offers

We match you with options from our network so you can compare terms, speed, and costs.

Business owner confident

Choose & get funded

Select the best fit, complete documentation, and receive funds as soon as funding is approved.

Funding options

Flexible solutions for different stages of growth.

Small business owner

Short-Term Loan

Quick access for inventory, payroll, or marketing. Typically 6–24 month terms.

  • Fast approvals
  • Fixed payments
  • Use for working capital
Financial dashboard

Business Line of Credit

Revolving access to capital; pay interest only on what you use.

  • On-demand draws
  • Great for cash-flow gaps
  • Flexible repayments
Retail store growth

Long-Term / Expansion

Lower payments over longer horizons; ideal for equipment, build-outs, or acquisitions.

  • Multi-year terms
  • Predictable budgeting
  • Growth-focused
Additional options may include equipment financing or receivables-based financing. Availability depends on your qualifications and lending partners.

Why Summit Capital Now?

A modern, borrower-first experience that helps you make confident decisions.

Multiple offers, one place

Compare options from a network of vetted partners without filling out endless forms.

Fast, secure process

Encryption, privacy best practices, and an application flow built for speed.

Transparent terms

We highlight total cost, term length, fees, and prepayment details up front.

Human guidance

Talk to a specialist to navigate options and documentation when you need it.

Happy client
“Summit Capital Now made it straightforward to compare offers and get funded fast. We invested in inventory and doubled our monthly sales.”
— Alex R., Retail Owner

Frequently asked questions

Short, plain-English answers to help you move forward.

Will pre-qualification affect my credit score?

No. We use a soft pull during pre-qualification. If you proceed with a lender’s full application, that lender may perform a hard inquiry.

How fast can I receive funds?

Timeframes vary by product and lender. Some applicants receive funding within a few business days after approval and documentation.

Do I need collateral?

It depends on the product and lender. Many options consider revenue and time-in-business rather than hard collateral.

Are there prepayment penalties?

We highlight any prepayment terms up front so you can compare true cost of capital. Many options allow early payoff without penalty.

Ready to get funding?

Tell us about your business and see your options — no obligation.

  • Soft credit pull during pre-qualification
  • Multiple offers, one place
  • Fast decisions